Terms of Use

General information only

The content on this website is provided for general information.

It is not legal advice and should not be relied on as a substitute for advice based on the facts of a specific matter.

Laws, regulations and guidance may change. The application of legal requirements also depends on the relevant facts, jurisdiction and circumstances.

You should obtain appropriate professional advice before making a decision that may create legal, regulatory, financial or operational risk.

No client relationship

Using this website, sending an enquiry or receiving a response does not create a client relationship with Altura Advisory ehf.

A client relationship begins only when Altura and the client have agreed the scope and terms of an engagement.

Do not send confidential or sensitive information through the website unless Altura has agreed to receive it.

Website availability

Altura aims to keep the website available and working correctly.

The website may occasionally be unavailable because of maintenance, technical faults or matters outside Altura's control.

Altura may change, suspend or remove any part of the website without notice.

Accuracy of information

Altura takes reasonable care when preparing website content.

However, Altura does not guarantee that the content is:

• complete;
• accurate;
• current;
• suitable for a particular purpose; or
• applicable to a specific situation.

Content may be changed or removed at any time.

Intellectual property

Unless stated otherwise, the website and its content are owned by or licensed to Altura Advisory ehf.

This includes:

• text;
• graphics;
• branding;
• page layouts;
• visual elements;
• downloadable materials; and
• other original content.

You may view, download or print content for your own internal, personal or non-commercial use.

You may not, without prior written permission:

• reproduce content for commercial use;
• modify or adapt it;
• publish or redistribute it;
• use it to create another product or service;
• remove ownership notices; or
• present it as your own work.

All rights not expressly granted are reserved.

Third-party links

The website may include links to third-party websites.

These links are provided for convenience only.

Altura does not control third-party websites and is not responsible for their content, availability, security or privacy practices.

A link does not mean that Altura endorses the website, its operator or its services.

Linking to this website

You may link to the homepage of altura.is where the link is fair, lawful and does not damage or take unfair advantage of Altura's reputation.

You must not:

• suggest that Altura approves or endorses you without permission;
• frame or embed the website within another website;
• copy substantial parts of the website;
• use Altura branding without permission; or
• link from content that is unlawful, misleading or harmful.

Links to specific pages may be used where they accurately identify the source and do not misrepresent the content.

Altura may ask for a link to be removed.

Prohibited use

You must not use the website:

• for an unlawful purpose;
• to introduce malicious code;
• to interfere with the website or its security;
• to attempt unauthorised access;
• to collect data through automated means without permission;
• to misrepresent your identity or affiliation; or
• in a way that infringes the rights of another person.

Liability

The website is used at your own risk.

To the extent permitted by law, Altura is not responsible for loss or damage arising from:

• reliance on general website content;
• temporary website unavailability;
• technical faults;
• malicious software introduced by a third party;
• third-party websites; or
• unauthorised access outside Altura's reasonable control.

Altura does not exclude or limit liability where doing so would be unlawful.

Nothing in these terms limits any rights that cannot be excluded under applicable law.

Privacy and cookies

Personal data collected through the website is handled as described in the Privacy Notice.

The use of cookies and similar technologies is described in the Cookie Notice.

Governing law and jurisdiction

These terms and any dispute connected with the use of this website are governed by Icelandic law.

The courts of Iceland have exclusive jurisdiction, unless applicable law requires otherwise.

Separate terms may apply to services provided by Altura under a client agreement.

Changes to these terms

Altura may update these terms where the website, its content or applicable legal requirements change.

The latest version will be published on this page with the date of the update.

Contact

Questions about these terms may be sent to:

hello@altura.is